Cards vs cash
Supermarkets, mid-range restaurants and hotels take international cards, often with a 2–3% surcharge. Warungs, markets, fuel stations and parking are cash only. ATMs dispense up to IDR 2.5–3 million per withdrawal with a fee — use machines attached to bank branches to dodge skimmers, and withdraw larger amounts less often.
Money changers
Exchange only at authorised changers (look for the green 'PVA Berizin' sign) or banks. A street booth advertising a too-good rate is the classic Bali count-trick: they shortchange you during the recount. Count the money yourself, never hand it back after counting, and bring new large USD notes — old or small bills get a worse rate. USDT-to-cash exchanges are common in the expat community at near-market rates.
Paying for a rental
We accept several payment methods and fix them in the rental agreement before you pay, so you don't have to land with a brick of cash for the deposit. For daily life carry rupiah: outside malls and hotel districts Indonesia is still cash-first, and QRIS QR payments require a local bank account or e-wallet.
FAQ
Can I pay by card everywhere?
No — supermarkets and bigger venues yes (sometimes +2–3%), but warungs, markets, taxis and parking are cash. Always carry rupiah.
How much cash should I bring?
For two people over 10 days excluding accommodation, budget USD 700–1,000 equivalent for food, transport and trips.
Is tap water drinkable?
No — drink bottled or refill from the big 'galon' dispensers every villa has. Ice in proper cafes is factory-made and safe.
Sorted the logistics? Now the home.
Direct apartments and villas across Bali — free cancellation, English manager.
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